Upendo LIFE
♦ Great value
♦ Instant cover
♦ Cash premium payments
♦ No penalties for lapses
♦ Full life cover after 1 month
♦ No questions, no paperwork
♦ Only K10 or K20 per month
♦ Up to K17,000 in cash benefits
♦ Multiple dependants
♦ Total payment flexibility
Our initial insurance product offering is Upendo Life Cover. It is a unique product in how it is sold, how the premiums are paid and how you are covered.
Making sure our families are loved, safe and secure is what drives us. We must unfortunately also think about what would happen to them if tragedy struck and you were no longer around to take care of them?
Below is the premiums paid in cash every month for the level of cover per age category
| Age at Last Birthday | Premium per Month | Basic Cover Level |
| 18 – 29 | K10 / K20 | K8,500 / K17,000 |
| 30 – 39 | K10 / K20 | K7,000 / K14,000 |
| 40 – 49 | K10 / K20 | K5,500 / K11,000 |
| 50 – 59 | K10 / K20 | K4,000 / K8,000 |
| 60 – 64 | K10 / K20 | K3,000 / K6,000 |
The policy allows the customer to add their dependants to their policy. The following dependents can be added:
- Spouses
- Biological children, stepchildren or adopted children (child dependants)
- Parents or parents-in-law (adult dependants)
Below is the premiums paid in cash every month for the level of cover per age category
| Age at Last Birthday | Premium per Month | Basic Cover Level |
| 0 – 1 | K5 | K2,000 |
| 1 – 17 | K5 | K3,000 |
| 60 – 64 | K10 | K3,000 |
| 65 – 69 | K10 | K1,750 |
| 70 – 74 | K10 | K1,250 |
| 75 – 79 | K10 | K750 |
| 80 – 84 | K10 | K500 |
You can add and subtract dependants every month as you purchase and renew you Upendo Life Cover depending on your budget and cash that you have available. This means they are not covered, but it does mean you can be flexible in when and how you wish to pay.
You can download the Upendo Life Cover policy document and terms and conditions below.